Credit Challenges? We Say YES!

Champion Says Yes

MEET MICHIGAN’S SPECIAL FINANCING TEAM

Credit Challenges? First Time Buyer? Our team has over 40 years of combined experience helping customers in need get on the road. 

Tax Liens, No Credit Score, Unpaid Medical Bills. Recent Foreclosure, Open Bankruptcy, High Debt Ratio And More! 

  • Jason Bauman

    Jason Bauman

    Special Finance Manager

    810-225-7139
    Email Me
    Jason Bauman

    Jason Bauman

    Special Finance Manager

  • Lyndsey Adams

    Lyndsey Adams

    Business Manager

    810-225-7111
    Email Me
    Lyndsey Adams

    Lyndsey Adams

    Business Manager

GET THE CREDIT YOU DESERVE AT CHAMPION SAYS YES!!!

Car loans online for people with bad credit can be stressful. We are leading Livingston County, Michigan auto dealer with Champion Says Yes! site for people who need credit auto loans. If you think you have really bad, or a low credit rating and have been turned down in the past, chances are we can actually help you. We have our local headquarters here in Brighton, Michigan and have processed many bad credit auto loans.

HAVE BAD CREDIT?

Let our specialists help you. To see if our auto credit service can help you, visit our commonly asked auto loan questions.

WE HAVE MADE A DIFFERENCE AND WANT TO HELP YOU.

Our service has provided many auto loans for those with bad credit across the US. We have been able to overcome most problems by providing fast, transparent car loans for people with poor credit. We offer a “Buy Here and Pay Here” program to help satisfy the needs of our local customer base in the Metro Detroit area.

We can help car buyers with bad credit find a vehicle at one of our locations and give them a second chance to not only purchase a vehicle but re build their credit. We want to make sure we get you approved fast and easy. We work with the most reputable auto sales experts and loan financing companies to ensure each person gets the best car loan to their situation even with bad payment history.
No matter your credit profile, we can help you. We work with people that have excellent, good, fair, bad and/or no previous credit history at all. We also work with people that have zero to no money down. If you have suffered from multiple bankruptcy, multiple repossessions outside of bankruptcy, divorce and/or any other finance situations, we can still help you. Even if these situations have happened at different times, currently delinquent on all existing obligations, repossessions less than one year old or history of writing bad checks over a long period of time.
At Champion Buick GMC of Brighton, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.
Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Champion Buick GMC of Brighton finance team today or if you’re ready to start the financing process, you can fill out our secure finance application online.

COMMON FINANCE QUESTIONS ANSWERED

Bad Credit

  • How does being self employed affect me? Being self-employed is normally not a problem in most cases.
  • What if I have had a previous bankruptcy or repossession? We work with these sensitive type of situations. Our business is to help you establish your credit and get you into a vehicle you can afford.
  • What about if I do not have money to put down? We work with lenders that allow you to put zero down. Depending on your situation, we can figure out how to help you.
  • What if I am on Social Security or Disabled? Most of our lenders welcome customers that are on a fixed income.
  • How much income do I need to have? Minimum income varies with each financial institution.
  • Do you report to the major credit reporting agencies? The financial institutions we do business with all report to the credit reporting agency.
  • What if this is my first time buying? There are many programs at Champion Buick GMC of Brighton for first time buyers.
  • What if my trade in amount due is more than it is worth? We work diligently with the bank to help you overcome negative equity. We can help you structure a deal to help your situation.
  • How do I buy a car after bankruptcy? If you are dealing with a bankruptcy situation, we have a bankruptcy expert with over 30 years experience!!!

BAD CREDIT? GET APPROVED RIGHT HERE, RIGHT NOW!

At Champion Buick GMC of Brighton, we have over 40 years of combined experience helping people with bad credit obtain auto financing. We can help people with bad credit to no credit history. If you are one of the many who want to purchase a vehicle, but have poor or no credit history, Champion Buick GMC of Brighton can help! Struggling with an auto finance situation can be extremely stressful and discouraging. Fortunately, we are here to help re-establish your past credit problems and push you toward a positive financial future. We have helped thousands of customers purchase the vehicles they want and we can help you too! Sometimes there are financial issues outside of your control especially in today’s economy. In result, this may have caused a low credit score. Champion Buick GMC of Brighton has options to help you secure auto loans for different credit situations. Each lender is chosen to help different customers who have unique credit problems. We asked these lenders to work with us to assist you in getting your new vehicle. With some dealers, purchasing a car with bad credit can be a lengthy & complicated approval process. At Champion Buick GMC of Brighton, we strive for 100% customer satisfaction no matter what level of credit you may have. We have a high quality website, friendly staff and finance experts to help create an easy, fast and stress free experience.

If you are dealing with a bankruptcy situation, we have a bankruptcy expert with over 30 years experience!!! If you have recently gone through bankruptcy and are having problems obtaining auto financing, don’t worry. You won’t have to wait until bankruptcy falls off your credit report before the purchase of your new vehicle. It is possible to get an auto loan while you are still in bankruptcy. Let Champion Buick GMC of Brighton help you obtain your next auto loan.
We have specific lenders to increase your chance of securing an automobile loan with the best rate and structure to fit your budget. We have made our auto financing credit loans easy and stress free to our customers. Our job is two fold; #1 to help you find the right car and #2 to make it affordable.